Note that this version of the spreadsheet is now out of date. Go to my post on the new version here.
Updated to version 1.12 on May 7th, 2015 for update to TFSA limit and RRIF minimum withdrawal percentages. Download new version here. See bottom of post for a list of enhancements and fixes.
This spreadsheet allows you to make an accurate financial plan for your retirement, starting at any time in your life. Unlike many retirement tools, this spreadsheet shows a cash flow forecasts vs time and identifies which account money is saved into (during employment) and which account or source the retirement income is withdrawn from. It handles the different account types (RRSP, LIRA, TFSA and non-tax free account), the limits imposed on them and does income tax calculations for any of the provinces.
The picture below shows the main page of the spreadsheet which contains all the inputs you need (in yellow) and provides a cash flow forecast and how the savings accounts increase and decline.
